Heartland Payment Systems

Heartland Payment Systems, Inc. provides credit and debit card, payroll and related processing services to retail merchants. Heartland Payment Systems offers all BRA Members special rates and fees on an Interchange-Plus format (direct pass-through from card associations). Processing rates based on volume.

Discount Rate V/MC
(Qualified Transactions)
Interchange DPI
Visa Check Cards 1.03% $0.15
MC Debit/Check Cards 1.05% $0.15
Visa Credit Cards 1.54% $0.10
MC Credit Cards 1.64% $0.10

 

Non-Qualified Transactions Direct pass-through from card associations
AMEX Transaction Fee (EDC) $0.06
Discover Transaction Fee $0.06


 

 

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